WHAT IS A NON-CONFORMING JUMBO LOAN?

Jumbo mortgage loans are designed for homebuyers who need to finance especially large purchases. A loan is considered jumbo if it exceeds the “conforming” loan limit set annually by Fannie Mae and Freddie Mac, the government-sponsored agencies that purchase the bulk of U.S. residential mortgages from banks and other lenders.

Jumbo loans are available for primary homes, secondary or vacation homes, investment properties and condominiums.

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